Why compare van insurance quotes with mustard?

By comparing quotes with a comparison site, like mustard.co.uk, you could save hundreds on your van insurance policy. When you compare your van insurance quote with us, you can see a range of policy types from over 50 leading providers to find the deal that suits you and your van!

To start comparing, simply complete our online quote form (it takes less than 5 minutes) and we do the rest! Start your quote here.

How can I get cheap van insurance?

When searching for a van insurance policy, you want to find the insurance policy that best suits your budget. By comparing insurance quotes across the market, you could save hundreds of pounds. At mustard.co.uk, we search prices from the UK’s top insurance providers and brokers to help you find the insurance policy you need. You can easily compare quotes using our simple online form – we do the rest!

To help you try to save even more money on your policy, we have put together our 5 top tips for saving money on your van insurance quote:

1

 

Increase your van’s security: by fitting an approved security device to your van, like an immobiliser or tracking device, you could see a decrease in your premium.

2

 

Try and avoid modifications: most insurers will view modifications to your van as an increased risk, which increases your premium price. If you can avoid modifications to your van, you could see a lower premium price! This does not apply to advertising or wraps on your van if you use your van for business.

3

 

Consider signwriting and wraps: some insurers consider signwriting to be a positive feature that makes your van easy to identify and therefore a deterrent to thieves. Check with the individual insurer, but it could lower your premium.

4

 

Limit your mileage: the more miles you drive, the more you will have to pay. If you can, lower the number of miles you drive to help reduce the cost of your van insurance.

5

 

Increase your voluntary excess: if you make a claim on your van insurance, you will have to pay the voluntary excess as well as the compulsory excess. If you can afford to, increase the voluntary excess to lower your insurance premium.

Van insurance types

Vans come with different insurance rules to cars. And it is important to select the correct class of use for your policy when purchasing a van insurance policy. First, you will need to decide whether you will need business or private insurance. Then, it’s the type of cover you will require for your van.

Insurance is a legal requirement, but the basic cover may not be the best fit for your needs. A policy can be used to protect your livelihood or the goods you’re transporting.

Business Van Insurance

Also known as commercial van insurance. This type of cover is essential for anyone who uses their van for work, including travel to or from more than one business location. It will cover you and your van when using it for work-related purposes, including commuting.

You will then need to select the classification that best covers your needs:

– Carriage of own goods: if you need to transport your own tools and materials between jobs, then you will need carriage of own goods business insurance.

– Carriage of goods for hire or reward: this cover insures you to use your van to make deliveries ie. courier insurance.

Private Van Insurance

This type of van insurance is one that is only used for social, domestic, and pleasure purposes, making it much like a car and using it as your everyday vehicle. However, if you are using your van for business purposes, you cannot purchase a private van insurance policy.

Find out more about private van insurance here.

Courier Van Insurance

This is a specialist type of van insurance for those that are delivering or transporting goods or packages for work. Because courier vans often have high-value contents, high mileage and are typically left in busy areas when delivering, this makes them high-risk.

Most business insurance policies won’t cover this, so you will need to have a specialist courier insurance policy. These types of policies will also include goods-in-transit cover, which does not come as standard with a normal business van insurance policy. You can look at courier van insurance